Spending Account Solutions
Empower your employees to make the most of their benefits dollars. ebm’s Spending Account solutions make it easy to save, spend, and manage healthcare and commuter expenses — all in one place.
Current Participants
Access your account
What is a Spending Account?
A Spending Account is a tax-advantaged benefit that helps employees save money on eligible healthcare and lifestyle expenses. Whether it’s paying for a prescription, taking public transit to work, or saving for future care needs, these accounts deliver flexibility and value year-round.
Our Spending Account Offerings
Flexible Spending Account (FSA)
An FSA lets employees set aside pre-tax dollars for eligible healthcare expenses like copays, prescriptions, and vision or dental care.
- Access funds easily with a benefits debit card
- Use-it-or-lose-it reminders and rollover options available
- Dependent Care Accounts can be used for reimbursement of qualified dependent care expenses
Health Savings Account (HSA)
For employees enrolled in a high-deductible health plan (HDHP), an HSA provides a smart way to save for current and future healthcare expenses.
- Pre-tax contributions to pay for qualified medical expenses
- Funds roll over year to year
- Portable account owned by the employee
Health Reimbursement Arrangement (HRA)
HRAs are employer-funded accounts that reimburse employees for qualified medical expenses.
- Strengthen your health plan strategy and cost control
- Simple claims and reimbursement experience
- Employer discretion on rollover of unused funds
Participating Funding Arrangement (PFA)
A PFA is a split-funded arrangement, combining medical insurance coverage and self-insured cost-sharing coverage.
Commuter/Parking & Transit Accounts
This plan saves employees money by allowing them to use pre-tax dollars to pay for qualified work-related transit and parking expenses.
Exceptional service & support
Our team provides responsive, knowledgeable support throughout the life of your plan. From setup and enrollment to claims and compliance, we’re here to assist both your team and your employees — ensuring questions are answered quickly, issues are resolved efficiently, and your program runs smoothly from day one.
Learn more
Get in touch today to learn more about Spending Account administration with ebm.
